Roughly 7 out of 10 Romanians estimate that they will spend more in August than in a usual month, and for almost half of them the difference is significant, as they anticipate expenses at least 26% higher, according to a survey conducted by Raiffeisen Bank Romania in partnership with Appinio.<\/p>\n
Summer holidays, going out, and home projects weigh heavily on the budgets of Romanians. Around 61% of Romanians said they continued to allocate the most money to current expenses, while 40% say they spend more on outings and recreational activities, 39% on holidays in Romania, 33% on home renovations and improvements, and 32% on weekend trips and city breaks.<\/p>\n
Even during the holiday season, current expenses remain the main source of financial pressure, as indicated by 18% of respondents. They are followed by holidays abroad or in Romania with 14% each, and home renovations or improvements with 13%.<\/p>\n
However, respondents say holidays are the expense that brings them the greatest satisfaction. For 13%, the greatest satisfaction comes from investments in the home or personal comfort, while 19% mention recreational activities (organizing or participating in festive events, attending festivals).<\/p>\n
When summer plans exceed the usual budget, Romanians primarily rely on money they have set aside. Around 32% say they will use savings made for this period, while 29% will reduce other current expenses.<\/p>\n
Another 28% say they will give up some outings or activities, while 23% will postpone other important purchases. A total of 13% are considering using a credit card or paying in installments, and 7% a personal needs loan.<\/p>\n
Among respondents who have close relatives or friends in the diaspora returning to Romania, 58% say these visits generate additional expenses to a large or very large extent, while 42% feel the impact to a small extent or not at all.<\/p>\n
Asked how they would best describe their summer from the perspective of personal finances, Romanians indicated caution rather than financial exuberance. Around 21% say it is a summer without unusual expenses, while another 21% describe it as \u201cthe summer in which I keep the budget under control.\u201d For 19%, however, it is \u201cthe summer of financial compromises.\u201d<\/p>\n
The research on Romanians\u2019 summer spending is part of the Despre Bani 1:1 series carried out by Raiffeisen Bank Romania. The survey was conducted in collaboration with Appinio, on a sample of 1,300 people aged between 18 and 65, representative at national level, in July 2026.<\/p>\n
radu@romania-insider.com<\/a><\/em><\/p>\n (Photo source:\u00a0ActionGP<\/a>|Dreamstime.com<\/a>)<\/em><\/p>","protected":false},"excerpt":{"rendered":" Roughly 7 out of 10 Romanians estimate that they will spend more in August than in a usual month, and for almost half of them the difference is significant, as they anticipate expenses at least 26% higher, according to a survey conducted by Raiffeisen Bank Romania in partnership with Appinio. Summer holidays, going out, and […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-11468","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/ofero.news\/index.php?rest_route=\/wp\/v2\/posts\/11468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ofero.news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ofero.news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/ofero.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11468"}],"version-history":[{"count":0,"href":"https:\/\/ofero.news\/index.php?rest_route=\/wp\/v2\/posts\/11468\/revisions"}],"wp:attachment":[{"href":"https:\/\/ofero.news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ofero.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ofero.news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}